MIKOJO.COM PRIVACY POLICY
Mikojo Pty Ltd., respects the rights to privacy of any or all members of our program platforms. Mikojo.com is the sole owner of information collected, and will not disclose, sell, or rent this information with others in any way without your written permission. All information collected will be used for the sole purpose of providing better services to you and your account. Please note that we will not be responsible for information collection practices of websites linked to our site in any way. Reviewing privacy policies and information of such sites shall be your sole responsibility.
INFORMATION THAT MAY BE COLLECTED
Information collected may differ depending on the type of account opened with our company.
Tracking of ‘cookies’ is used to compile aggregate non-personally identifiable information about the users of Mikojo.com. A ‘cookie’ is defined as a text-only string that gets entered into the memory of your browser and WILL NOT track personally identifiable information, up to and including credit card information, bank accounts, social security numbers, home address, e-mail address, or any other information of the sort through ‘cookie’ tracking. The IP address used to access our site, domain names, operating systems, browser type, browser language, date, time and the URL used to link to our site are all collected automatically.
When registering for any of our services we may ask for certain personal information to be provided. This information may include your name and address, business name and address, e-mail address, website URL, description and stats, tax information such as WFIN or social security number, paypal address, credit card information, Financial Institution and corresponding information. This information is stored and viewed by Mikojo and its employees for purposes directly related to you and your account. This information is needed to provide you with the requested services and will not be shared, sold or viewed by anyone other than those mentioned in this statement.
WHY WE MAY COLLET THIS INFORMATION
Any/All information will be used for the purpose of serving the needs of our clients. We collect and use personally identifying information for the purposes of account verification, billing, and payments due. Non identifying information that we collect will be used for many purposes. These may include internal and external tracking measures, limited un-authorized use protection, fraud protection, future marketing and promotions efforts, and informative causes.
HOW IS YOUR INFORMATION PROTECTED
Your information will be protected by the most up to date encryption technology available. The most current type of encryption is 128 bit SSL. This is used to ensure that any sensitive information collected via the Internet will not be intercepted. All information is stored in your account on dedicated servers, accessed only by Mikojo.com and its employees. All our servers are password protected. All service platforms (account platform programs) require double passwords and specifically programmed IP addresses to be accessed. Not all Mikojo.com employees have full access to personal information stored. In the event that an employee with full access has been terminated, all access passwords are changed. Personal Information such as credit card information, financial institution, tax information, social security information and FEIN are not stored within the account, but stored on a separate platform as to limit availability of such, either to specific employees, or in the event that the account is accessed by
any un-authorized user.
WHO HAS ACCESS TO YOUR INFORMATION
As previously noted, any and all information collected is owned by Mikojo.com and will not be sold, shared or rented to anyone. There are some instances in which your personal information may be shared. These instances may include, the hire of technical consultants to test and ensure that our systems and servers are working correctly, and the integrity of such are not compromised. While performing their duties, in some instances, it is possible, that your personal information may be accessed. These consultants are hired through reputable companies, and are prescreened. Credit card information will be processed through Verisign. Your Financial Institution, account number, and beneficiary of account may be shared with our Affiliated financial Institution in the event that a payment will be processed via wire transfer. This information is needed to complete such transactions. Your billing name, address and telephone number may also be shared with our Affiliated Financial Institution for the purpose of payments processed by or deposits of company checks. The Financial Institution used by Mikojo.com is a FDIC insured institution.
HOW TO KEEP YOUR INFORMATION UPDATED
No information obtained by Mikojo Pty Ltd will be changed without the prior authorization or request of the account holder. If any information is incorrect, and needs to be updated, you can contact your account manager, who will ensure that the information provided is correct, and the most up-to-date information is available. All information in the account is able to be changed, with the exception of the user-name. If the user-name needs to be changed, a new account can be created, and the old account can be cancelled. It is the account holder’s sole responsibility to ensure that all information needed to effectively provide services is up to date and accurate.
OPT OUT OF INFORMATION COLLECTED
The only information collected by Mikojo that has the ability of opting out of, is that of cookie collection. To opt out of collection, access this feature in the ‘tools’ tab of your browser.
NOTICE OF CHANGES TO OUR PRIVACY POLICY
Mikojo reserves the right to edit or change this policy at any time, so long as changes are
published on our site.
For more information, please send an email to privacy@ikojo.com
Corporate Headquarters
Mikojo Pty Ltd
12A The Mall, Wantirna
Victoria, Australia 3152
Phone: +61 3 97202939
e-mail: sales@ikojo.com
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MIKOJO.COM TERMS OF SERVICE
These Terms of Use constitute a binding agreement between you and Mikojo Pty Ltd with respect to your use of the website Mikojo.com. By using the Site you agree to these Terms of Use.
USE OF THE SITE
In using the Site, you agree: not to disrupt or interfere with the security of, or otherwise abuse, the Site, or any services, system resources, accounts, servers or networks connected to or accessible through the Site or affiliated or linked Web sites; Not to disrupt or interfere with any other user's enjoyment of the Site or affiliated or linked Web sites; or Not to attempt to obtain unauthorized access to the Site or portions of the Site that are restricted from general access. In addition, you agree that you will comply with all applicable local, state, national and international laws and regulations that relate to your use of or activities on the Site.
AFFILIATED SITES
Mikojo works with a number of third parties whose websites may be linked with the Site. Because Mikojo has no control over the content and performance of these third party websites, Mikojo makes no guarantees about the accuracy, integrity, content or quality of the information or services provided by such websites, and Mikojo assumes no responsibility for unintended, objectionable, inaccurate, misleading or unlawful content that may reside on those websites. Under no circumstances will Mikojo be liable in any way for any information or services provided by any third party websites linked from the Site. You acknowledge that such linked sites may contain adult-oriented or offensive content. Mikojo is providing these links to you only as a convenience, and the inclusion of any link does not imply affiliation, endorsement or adoption by Mikojo of the site or any information contained therein. When leaving the Site, you should be aware that Mikojo Terms of Service no longer govern, and therefore you should review the applicable terms and policies, including privacy and data-gathering practices, of that site.
INTELLECTUAL PROPERTY LAWS
When accessing the Site, you agree to obey the law and to respect the intellectual property rights of others. Your use of the Site is at all times governed by and subject to laws regarding copyright ownership and use of intellectual property. You agree not to upload, download, display, perform, transmit, or otherwise distribute any information or content (collectively, "Content") in violation of any third party's copyrights, trademarks, or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any Content you provide or transmit, or that is provided or transmitted using your User ID. The burden of proving that any Content does not violate any laws or third party rights rests solely with you.
INAPPROPRIATE CONTENT
You shall not make the following types of Content available. You agree not to upload, download, display, perform, transmit, or otherwise distribute any Content that (a) is libelous, defamatory, obscene, pornographic, abusive, or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation; or (c) advertises or otherwise solicits funds or is a solicitation for goods or services. Mikojo reserves the right to terminate your receipt, transmission, or other distribution of any such material using the Site, and, if applicable, to delete any such material from its servers. Mikojo intends to cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms of Use or of any applicable laws.
DISCLAIMER OF WARRANTIES
MIKOJO HEREBY DISCLAIMS ALL WARRANTIES. MIKOJO IS MAKING THE SITE AVAILABLE "AS IS" WITHOUT WARRANTY OF ANY KIND. YOU ASSUME THE RISK OF ANY AND ALL DAMAGE OR LOSS FROM USE OF, OR INABILITY TO USE, THE SITE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINDOLOGY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. FINDOLOGY DOES NOT WARRANT THAT THE SITE WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE SITE OR THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.
YOU EXPRESSLY AGREE THAT USE OF THE SITE, INCLUDING ALL CONTENT, DATA OR SOFTWARE DISTRIBUTED BY, DOWNLOADED OR ACCESSED FROM OR THROUGH THE SITE, IS AT YOUR SOLE RISK. YOU UNDERSTAND AND AGREE THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR BUSINESS OR YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH CONTENT, DATA AND/OR SOFTWARE.
LIMITATION ON LIABILITY
MIKOJO'S LIABILITY TO YOU IS LIMITED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL FINDOLOGY BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR LOST DATA, REGARDLESS OF THE FORESEEABILITY OF THOSE DAMAGES) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE.
This limitation shall apply regardless of whether the damages arise out of breach of contract, tort, or any other legal theory or form of action.
INDEMNITY
You agree to indemnify, defend, and hold harmless Mikojo, its affiliates, officers, directors, employees, consultants, agents, and representatives from any and all third party claims, losses, liability, damages, and/or costs (including reasonable attorney fees and costs) arising from your access to or use of the Site, your violation of these Terms of Use, or your infringement, or infringement by any other user of your account, of any intellectual property or other right of any person or entity. Mikojo will notify you promptly of any such claim, loss, liability, or demand, and will provide you with reasonable assistance, at your expense, in defending any such claim, loss, liability, damage, or cost.
GOVERNING LAW
These Terms of Use shall be construed in accordance with and governed by the laws of the Commonwealth of Australia, without reference to their rules regarding conflicts of law.
SEVERABILITY; WAIVER
If, for whatever reason, a court of competent jurisdiction finds any term or condition in these Terms of Service to be unenforceable, all other terms and conditions will remain unaffected and in full force and effect. No waiver of any breach of any provision of these Terms of Use shall constitute a waiver of any prior, concurrent, or subsequent breach of the same or any other provisions hereof, and no waiver shall be effective unless made in writing and signed by an authorized representative of the waiving party.
ACKNOWLEDGEMENT
BY ACCESSING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE AND AGREE TO BE BOUND BY THEM.
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